
We are a Nationwide Mortgage Buyer!
Central Valley One, Inc. is a nationwide mortgage and Note buyer based in Oro Valley, Arizona. Oro Valley is located 35 miles north of Tucson, Arizona.
We specialize in acquiring private real estate secured notes and mortgages. Our primary focus as a note buyer is to offer competitive pricing to clients while providing fast and professional service.
As a trusted nationwide Note and Mortgage buyer, you can be assured that our focus is on providing our clients with clear information and straightforward options.
Also, if you’re looking to sell your promissory note, mortgage note, or trust deed note, we will explain the escrow process and how it differs from a standard real estate transaction.
The Central Valley One difference:
- At Central Valley One, REAL PEOPLE answer your calls, and REAL PEOPLE handle your transaction from start to finish.
- Highly competitive cash prices.
- Direct Access to a principal note buyer throughout.
- You will work with a highly experienced team that understands the complexities of the title/escrow process for any assignment transactions.
- No closing costs on any transactions.
- No hidden fees.
- The transaction does not affect the borrower.
- If you are only passionately curious, we are here to help and answer your questions!
As a Nationwide Mortgage buyer, our team has completed thousands of note purchases, also known as assignments. This includes notes secured by deeds of trust and mortgage assignments from Alaska to Florida, and many states in between.
If you are curious, it does not matter whether you’re a first-time note seller or an active real estate investor; we always welcome your inquiry. We are a smaller but highly successful mortgage note buyer with a great track record, and we cherish our relationships with all our clients.
Receive an offer:
800-819-0615
Common questions about selling a Mortgage?
If you have questions about account servicing or selling your promissory note?
Contact us – we’ll provide the information you need and answer all your questions.
Our experienced team is here to guide you through every step of the process, ensuring a smooth, professional transaction from start to finish. Common questions below.
- The note sale process.
- The partial purchase fundamentals on how this might be a benefit.
- Note & Mortgage Sale vs. Real Estate Sale: How Do They Differ?
- Real Estate Title Work: Why it’s essential.
- What are the benefits of working with a Note & Mortgage buyer?
- How can I create a grade AAA note at the time of the real estate sale?
Google Reviews
Posted on Google![]()
Ed Tremko28 September 2026
Company was a pleasure to deal with. Offered multiple options that were all fair. Communication was accurate and prompt. Closing was smooth and concise. Overall a very professional experience. Randy was great to deal with.Posted on Google![]()
James balcom25 September 2026
I ment to do a review back in 2024 after sell my contract. I called Randy yesterday to see if he'd have some information I needed. He has been very helpful once again. I would recommend them to anyone. They are very helpful even though they don't have to be this second time. One of my favorite things when talking with Randy is his willingness to explain things until I understand.Posted on Google![]()
Karl Leibensperger20 September 2026
Like the other one star review I see here, Randy, while being very personable to deal with, offered to buy our note at a price 15% below the note face value, a sizable haircut. Our buyer had put down over 1/3, made every payment early over three years, and built a house with cash on the land that we sold to him. Then, after two weeks of wasted time, I got an email that "the underwriters" only approved a purchase at another 10% discount from what we agreed, but that a private investor would come in a little higher, roughly 5% under the signed agreement. I pivoted back to another company that despite the passage of several months honored the agreement that they had previously offered without an issue, obviously higher than that which Randy came back to me. He wasted my time and played a game that has probably been played many times with others that didn't realize. Overall, a sketchy way of doing business. EDIT: the missing facts are these: 1. The property is not IN a flood zone, although it is adjacent to one. But this is Florida, where that is almost expected. I'm personally actively building on a property that fully flooded twice in 2024 alone. 2. There is a building permit or they couldn't build. The note purchase found it, so why didn't you? If there wasn't a permit, why would you buy the note at any price, knowing that the county could demand a tear down at any time? It sounds to me like made-up excuses for trying to squeeze a little more out of someone that you thought had no other recourse.Posted on Google![]()
Kathleen Davis18 September 2026
They are very reliable and the staff is always very friendly. I really like working with them.Posted on Google![]()
Nancy S18 September 2026
I have worked with Randy at Central Valley One for more than 14 years and have consistently had a great experience. Central Valley One has been excellent to work with for both liquidating and acquiring mortgage note investments, as well as handling mortgage assignment transactions. Their service is professional, reliable, and efficient, and they have always handled our closings extremely quickly. I highly recommend Randy and Central Valley One to anyone considering doing business with them. Their experience,responsiveness, and excellent service have made them a trusted business partner for many years.Posted on Google![]()
Varoujan Hakimian15 September 2026
Knowledgeable and very helpful, took the time to explain the pros and cons without any pressure.Posted on Google![]()
Kaleb Cassidy1 September 2026
Randy was very helpful. Great conversation!Posted on Google![]()
Arielle Jones1 September 2026
Randy was an excellent communicator and made sure we knew exactly what was happening and what to expect.Posted on Google![]()
Tari Keeme1 September 2026
Absolutely the BEST! Quick and easy. Loved working with Randy, so knowledgeable and very helpful. Thank you so much for helping us sell the Note! 😁😁😁😁😁😁Posted on Google![]()
Christine L Milau21 August 2026
Had a great experience, and would definitely use them again if needed. Everything went smoothly, and was done in a very timely manner. Highly recommend!Posted on Google![]()
Gina Lopez19 August 2026
Randy was very helpful. Would highly recommend.Posted on Google![]()
Richard Rice7 July 2026
My experience with Randy was outstanding from start to finish! 1000% gold star rating. Friendly and professional. I felt like I was working with a life long friend. If I ever have another note to sell I will call him first!!Posted on Google![]()
Klub Przyjaciol USA16 June 2026
Randy and his team was super helpful and very communicative with selling my Note from California and finding right buyer. Entire process was very smooth , easier than buying or selling house. Highly recommended Randy and his team as a happy Note seller.+0Posted on Google![]()
LeisurelineStoveCo12 June 2026
If you are considering getting cash for a mortgage you hold, this organization is the only place to go. Randy is helpful, professional, and provides a human touch to all communication. This was my first time getting cash for a mortgage and I will always go to Central Valley One from now on for that service.Posted on Google![]()
Joel Loya6 June 2026
Very professional and prompt. Also made me feel very comfortable by walking me through the whole process.Posted on Google![]()
Gary Milliman28 May 2026
Randy was a pleasure to work with. He explained the process well to me as a novice note seller. Fair price. No pressure. He stayed in frequent contact during the entire process. I recommend him highly.Posted on Google![]()
Beverly Kinlaw27 May 2026
Handled signing package for them and the communication was great and was paid even before I finished the assignment.Posted on Google![]()
Lisa Knabb5 May 2026
Very professional group to work with. Would highly recommend them.Posted on Google![]()
Sue Perretta25 April 2026
I truly enjoyed working with Central Valley One, Inc. Randy took extra time to thoroughly answer my questions and ensured that I was comfortable as the process went along. This was a new process for me, which I was unfamiliar with, and I loaded him down with telephone calls and texts, which he always answered promptly. Janette was my "go to" for paperwork and quickly responded to creation and changes as we progressed. Overall a great experience!Posted on Google![]()
Jana Lee Gattung31 March 2026
Central Valley is a great company to deal with in my opinion and my experience with Randy Lapeyri was fantastic. I started thinking about selling part of my owner financed mortgage note a few years ago and met Randy then, when I asked for information. At the time I decided to wait awhile. Once I was ready, just a few weeks ago, I reached out again. The process was fast, easy and I’m quite satisfied with the terms. Great company all the way around.Posted on Google![]()
Greg Graham7 March 2026
Randy does a great job keeping up to date and following through. I highly recommendPosted on Google![]()
Adam Haywood28 February 2026
Offered a solid price on our note….. Randy kept us informed during the process, it was an easy processPosted on Google![]()
LJ28 February 2026
From start to finish. Professionalism, communication , sincerity in bussiness. I was a little leery having never sold a note before. Randy was there to guide, explain, and with absolutely no pressure, let me decide how I wanted to move forward or if I even did. His knowledge is unsurpassed in these dealings, I cant think of one negative aspect during our communication or transaction I highly recommend Central Valley as a very satisfied client. My name is Loren Wade. I approve this review!!!Posted on Google![]()
Bob Pierson24 February 2026
Randy is great to do business with, prompt, curtious, and fair! 👍Posted on Google![]()
Christina21 February 2026
This was my first time selling a note, and I'm glad I did it with Central Valley One.It was a straight forward process with an experienced team. That makes all the difference! Randy is very knowledgeable and has kept me informed at every step. Would recommend and definitely work with them again! Thank you!Posted on Google![]()
Jena7 February 2026
Central Valley One helped me out when I really needed it! I am grateful for everything they do for people, like me.Posted on Google![]()
James Nielsen5 February 2026
Central Valley One was very efficient and accommodating completing our transaction quickly and seamlessly. Randy Lapoire and his staff were responsive, helpful, and a pleasure to work with. I recommend them and would use their company again!Posted on Google![]()
Keitan Millington3 February 2026
Dealing with Central Valley One was pleasant and super easy. They kept me extremely clear on how the process worked and the timing was impeccable. Thanks so much and I would recommend you folks to anyone who wants to deal with true professionals who are honest and helpful. Thanks again for all your help . KMPosted on Google![]()
Nancy Meshier2 February 2026
Great working with Central Valley One on the sale of our note that we carry. We’ve sold notes before but Randy L truly exceeded expectations over others for his professionalism, integrity and accountability. His offer was quick and fair! Best offer we got. He communicated with us every step of the way, explained the processes of the transaction very clearly, took time to listen to our concerns and addressed any questions we had without hesitation. I thank him for being respectful and diligent. I would highly recommend talking to Central Valley One if you have any type of note to sell.Posted on Google![]()
debbie s20 January 2026
I called Central Valley one at a time out of curiosity, Randy, and their escrow team was very helpful. They kept us informed throughout the process and even after closing, etc. We received our Money. Central Valley is a very good company to work with. I would highly recommend to anyone interested in the sale of a mortgage note.Posted on Google![]()
Shyanne Mattson3 January 2026
I dealt with Randy and was extremely impressed with his down to earth professionalism. He treated me like a person, not just another payment. He was very informative and knowledgeable. Thank you for everything Randy.Posted on Google![]()
rhyan vanvolkenburg2 January 2026
I would use these guys again without a second thought. Randy was great! He not only knows his business inside and out, he knows how to talk to people. He wasn't stuffy and impersonal which is what comes to mind when dealing with financial matters. Randy made me feel at home from the start. Our dealings were comfortable, like a back yard barbecue conversation rather than sterile financial mumbo jumbo. I had some medical issues in the midst of our dealings which delayed things from my end quite a bit and Randy never once made the delay feel like any kind of burden or problem for him even though I'm sure it created a lot of extra work from his end. Overall a great experience. Ask for Randy L., He'll treat you right.Posted on Google![]()
justin Lovaas22 December 2025
I contacted Central Valley and spoke with Randy several times. He provided helpful guidance on setting up the title work and closing process. The closing was completed in 14 days, and communication was consistent throughout. 👍Posted on Google![]()
Nick Mirras21 November 2025
I contacted Central Valley and spoke with Randy several times. He provided helpful insight into setting up the title work and coordinating the closing between our business partners and the mortgage transfer. Randy very clearly articulated the process and the reasoning behind it. To say that he was generous with his time and returned my calls promptly is an understatement. Randy demonstrates excellent customer service, and is very easy and pleasant to work with. Thank you Randy and Central Valley One!!!Posted on Google![]()
Rich Larson18 November 2025
Randy has been great to work with. He communicates well, has lots of warm caring stories and is exceptionally good at details. I called him several times on my deal and we always worked things out.Posted on Google![]()
Jim Vanderyacht14 November 2025
Randy & Janette were great to work with. Comunication was top notch,. All worked out as was originally talked about. Highly recommend. 👍👍👍Posted on Google![]()
Steven Adams24 October 2025
After receiving a solicitation letter, I went to the website and entered the requested information. Within a few hours, I received a personal phone call from Randy acknowledging receipt of my information and promising a subsequent call with details. And I got that call, as promised! I found Central Valley One and Randy to be very fair, communicating every step of the way (which is essential to me in any first time financial transaction) and delivering everything as promised and when promised! I am very, very happy to have discovered this company and look forward to future transactions. Proceed with confidence! It’s a great team of people.Posted on Google![]()
Peter Tran15 October 2025
Great professional and personal experience !! and great result, beyond expectationPosted on Google![]()
Renee Healy15 October 2025
I had a pleasant experience working with Randy selling my contract after initially waiting for over a year. Once an offer was presented I was provided the information I needed to feel comfortable that things were on track and continuing as planned. All was smooth and as long as you provide the documents in a timely manner things will work! It’s a no brainer and it was beneficial for all involved!! Thanks Randy!Posted on Google![]()
Irene Zupko18 August 2025
Randy was very helpful, acted quickly and made the process easy.Posted on Google![]()
Katie Bishop1 August 2025
I absolutely love getting to work with this team! They are professional, responsive and a breath of fresh air to work with. Whenever I see a transaction come my way, it’s a relief knowing I’ll have everything needed to do my job from the start of the process! Highly recommend!Posted on Google![]()
Diana Armitage1 August 2025
If I could rate them 6 stars I would! I had never sold a note before, but Randy and Janette at Central Valley One made the entire process smooth and stress-free. They were invaluable in working through several issues to ensure a successful closing and kept me fully informed every step of the way. If you're considering selling your note, I highly recommend Central Valley One. Their professionalism and support made all the difference.Posted on Google![]()
Robert Groves25 July 2025
Easy and fast. pleasant demeanor explained well answered all my questions. Just good peoplePosted on Google![]()
David Sun17 July 2025
Everything went exactly the way Randy described over the phone. Kept me in the loop on the selling process and bank funding requirements. I would sell another note with him in the future.Posted on Google![]()
m tait16 July 2025
We worked with Central Valley One to sell a private loan we had been carrying, and the experience was outstanding from start to finish. Working with Randy at Central Valley One was the best decision we could’ve made. Randy went above and beyond throughout the entire process. He kept us well informed, answered every question thoroughly, and even took calls on weekends to make sure things kept moving smoothly. He made what could’ve been a stressful transaction feel incredibly easy and seamless. We’re truly grateful for his professionalism, responsiveness, and dedication. If you’re looking to sell a note or mortgage, we can’t recommend Central Valley One enough.Posted on Google![]()
Sandra Tresh12 July 2025
My first experience with Selling a Mortgage and I could not have been happier with Randy,- he constantly kept me in the loop and was always available to answer questions and walk me through the process- As real estate agent, I understand how important it is to answer your phone and Randy was always available. I Would highly recommend Central Valley One and Randy Lapeyri.Posted on Google![]()
Michele Chaney Arizona Realtor2 July 2025
This was a fast and easy process. Great company to do business with. Randy was a blessing. I strongly recommend his services.Posted on Google![]()
kam chan29 June 2025
Professional and fast, happy cooperation.Posted on Google![]()
Catherine Spann13 June 2025
I called Randy Lapeyri to ask questions about 2 notes I carry. He was very helpful with details about what programs were available, suggestions about which possibilities would work best for my circumstances and even offered some ideas outside the area his company could offer. I enjoyed learning more about the unfolding of mortgage definitions over the years and how market fluctuations affect mortgage rates and terms. Very informational and now I need to ponder my goals and needs with regard to these notes and may discuss this all with him further! Thank you Randy!Posted on Google![]()
Donald Trump25 April 2025
Had a great experience with this loan company! The process was fast, simple, and the staff was very helpful and professional. Highly recommend if you’re looking for reliable loan services.Posted on Google![]()
Jeff Nemeth14 April 2025
Randy is great to work with and made everything fast and easy!!!Posted on Google![]()
Jason Guzman21 March 2025
Really fast process, No BS at all Randy is 100% professionalPosted on Google![]()
Jared Anderson5 March 2025
Randy has responded every time I've reached out for a at least two years now. He answers questions and gives advice even when there's nothing in it for him. He's a stand up guy, I highly recommend him!Posted on Google![]()
Amanda Byrd18 February 2025
Randy is wonderful! He's easy to communicate with and he's very friendly. Central Valley One offered me more for my Note than any other financial institution that contacted me. He took care of all of the paperwork and made it very easy for me to close. I recommend calling Randy at Central Valley One before selling your Note to anyone else.Posted on Google![]()
Jeanne Fagliano19 January 2025
I recently had the pleasure of working with Randy Lapeyri of Central Valley One, Inc. I was thoroughly impressed with Randy’s communication skills, patience, and willingness to provide me with a seamless and straightforward experience. Randy was incredibly helpful and professional every step of the way. I highly recommend Randy Lapeyri’s services…5 stars!!!Posted on Google![]()
Deb Knitgal14 January 2025
Oh my gosh! I couldn’t agree more with all the reviews Randy has possessed. Sharing knowledge, staying in touch every step, and just taking time to get to know who you are. My experience felt like we were in the same room talking about old times. A very hard characteristic to find these days while conducting business. From past experiences, no doubt, Randy is your person….. Randy, I’ll be talking with you next time around. So pleased to have found you!!! Deb ChristensenPosted on Google![]()
Linda Rooke3 January 2025
Randy was really great to work with. We initially thought it was a simple process but the both the lender and the property owner presented challengers - but Randy was able to help us work through it and worked with the lender to get everything done. We couldn't have got this done without his help. He was fantastic. I would recommend him to anyonePosted on Google![]()
Ryan Kuchler3 January 2025
I recently worked with Randy at Central Valley One, Inc. for a real estate note purchase and couldn't be more satisfied with the experience. From start to finish, Randy maintained excellent communication, keeping me informed at every step of the process. His responsiveness and professionalism made what could have been a complex transaction feel straightforward and effortless. The entire process went smoothly, and I appreciated how he thoroughly explained everything along the way. I highly recommend Central Valley One, Inc. for anyone looking to purchase real estate notes - their expertise and customer service are top-notch.Posted on Google![]()
L. Watson3 January 2025
Pleasantly surprised at every juncture of this transaction. Randy is thorough and knowledgeable and patiently explained every phase to conclusion. Superb communication and follow-up. Top recommendation from a very satisfied client here.Posted on Google![]()
James Lilley5 November 2024
The very definition of easy. I simply provided the information for my quote and everything else was taken care of for me. The entire process was done quickly and efficiently, and payment was received fast upon closing. I cannot recommend them more, Randy and his team took very good care of me.Posted on Google![]()
Thomas Patullo24 September 2024
Central Valley One (Randy) was very good about explaining and helping me to understand the process of selling a mortgage. Given this was my first transaction with selling a private mortgage, it was vital to me to understand the details. Thanks, Randy for your service. I would definitely use Central Valley One again in the future.Posted on Google![]()
Wanda Loria mendenhall24 September 2024
really helpful and very professional we were done in no time at allPosted on Google![]()
Allen Sumlin24 September 2024
Was very patient with us, and everything went as promised. Will use them again if the need arises.Posted on Google![]()
Artha Karlstad14 September 2024
Randy and the folks that work with him .were professional and communicated clearly throughout the process. I will definitely recommend Central Valley One.Posted on Google![]()
Steven Spears29 August 2024
Excellent communication. Very informative. Was a pleasure working with Randy. Definitely recommend their servicesPosted on Google![]()
Marina Gomez24 July 2024
We worked with Randy and he has been so helpful. He always made sure to offer beneficial advice and never once made us feel like he did not have our best interest at heart.Posted on Google![]()
Ted Carbone16 July 2024
Dealt with Randy for three months until my contract was ready, he patiently waited and stayed in touch until finished. Good deal fast closing would go back.Posted on Google![]()
Cody Nelson16 July 2024
Randy spent time talking to me about my note and gave me a lot of good advice about how to handle it.Posted on Google![]()
Bill H21 June 2024
Great servicing in the sale of ny note.Posted on Google![]()
Julia Rodriguez21 May 2024
I must say at first I was definitely skeptical about how smooth & easy everything proceeded to come along, almost as if it was too good to be true. I was also amazed with the paper work, considering we only have to give you consent and you make all the moves and calls that definitely saves time & headaches. I don't think it's the last time you'll be hearing from me. Thanks Randy Good TalksPosted on Google![]()
Ron McDonald20 May 2024
As a Realtor, Contractor and Investor I have come to appreciate professionalism in all of our trades. I have had a great experience in dealing with Randy and Central Valley in dealing with the notes I hold. Always deal with the best professionals, and this is one company I am comfortable dealing with.+0Posted on Google![]()
Bryan Bradshaw16 May 2024
I had a very positive experience. I was treated very honestly without any misrepresentations. I was kept informed during the process. All my questions were answered competently in a way I could understand. I highly recommend Randy. Great job!Posted on Google![]()
Sam J16 May 2024
We had an efficient and successful transaction with Central Valley One. Randy’s communication throughout the process was impeccable. He thoughtfully answered all of our questions and proved to be accurate with all of the details. Highly recommended.Posted on Google![]()
Zeb Giacomini3 May 2024
Randi Laperyi at Central Valley one was amazing to work with!! I felt like he had my best interest in mind and the business done was fair and professional! Would recommend him to anyone wanting or needing to sale a real estate note!! Thank you Randi!!Posted on Google![]()
Brian Costanzo26 April 2024
Randy gave excellent communication to make this process go smoothly. Being my first time selling a note he kept me informed with all possible bits of information to help me understand the process. I would emphatically tell others about him and come back again.Posted on Google![]()
Gary Gretzner15 April 2024
Great co.Posted on Google![]()
Dave Ochoa29 February 2024
Central Valley one inc is an amazing company. Our note purchase was very quick and flawless. I definitely recommend this company for anyone looking to sell a mortgage or deed of trust. DavePosted on Google![]()
dennis watkins29 February 2024
Randy was very helpful and made the process seamless very great company to work with.Posted on Google![]()
Evan Harris1 February 2024
Randy Laperyi from Central Valley One, Inc was knowledgeable and answered any concerns I had regarding selling our note, this company has a high level of integrity, and I recommend them! Evan, local real estate agent.Posted on Google![]()
James Ervin28 January 2024
Randy was awesome to deal with kept me updated every day said it would close in two weeks and it closed in two weeks like he said great guy great companyPosted on Google![]()
Mona Viola19 January 2024
Randy and Janette's professionalism and personable nature made this experience very pleasant!Posted on Google![]()
Russell Graddy19 January 2024
I am a lawyer and I can be very difficult to please...Central Valley One, LLC made for such a smooth transaction. Shout out to Randy and Jen who made the whole process so personable. Communication was crystal clear, and all was conducted with great transparency. There was one mail delivery hiccup, that resolved itself quickly and we all laughed it off. Great company. 5 stars.Posted on Google![]()
Betsy Winkelman18 January 2024
Very professionalPosted on Google![]()
Randy Wiley10 January 2024
Answers questions very promptly. Keeps you in the loop of what is going on.Posted on Google![]()
ben stephenson5 January 2024
With this being my first time selling a note I did not know what to expect. After calling several other companies who had sent out purchase offers for my notes and not being totally comfortable with who I was dealing with a friend at Palo Verde Escrow in Arizona suggested I call Randy. After our first conversation I was convinced that Randy was the " go to man " to sell my note to. It was an easy process and I felt secure with who I was dealing with and to top it off Randy offered and delivered more for my note than the other three companies I had previously dealt with. Thank you again Randy !Posted on Google![]()
Dwayne Squires5 January 2024
Randy COMMUNICATED REGULARLY with me while I worked through family affairs over 8 months! He was COMPETITIVE in his offer for the note I had to sell. I highly recommend him and will do business with him in the future.Posted on Google![]()
Mark Whitesell29 November 2023
Randy made this entire process simple and easy. He always picked up the phone when I called and went out of his way to get the deal done. I highly recommend working with him.Posted on Google![]()
James Love16 November 2023
Central Valley One was great to work with. I had a Mortgage note that I wanted to sell and had no idea how to go about it. I also didn't have paperwork I needed. Central Valley One made the whole process smooth and easy. And I just want to mention that Randy has a great taste in movies. I would use them again for this process!Posted on Google![]()
shirley peters20 October 2023
Very helpful in my transaction..educated me on process. Randy was a compassionate listener..Posted on Google![]()
Donald Johnson9 October 2023
I've done 3 deals with Randy. He is very knowledgeable, very very meticulous. He makes sure everything is EXACTLY right. Never a problem or error. Excellent in all areas. Don Johnson Bisbee, AzPosted on Google![]()
Rashea Horton9 October 2023
Randy was great and stayed on top of everything, to make sure that all went smoothly. He’s very interactive and prefers a phone call to get to know you a little better. I recommend this company to anyone wanting to do good business on an intimate level, rather than the cut dry approach.Posted on Google![]()
Jordan Wolf9 October 2023
Randy was very helpful through out the entire process. He always responded to my questions quickly. The price offered for my note was comparable to most of the big company’s but without the hassle of dealing with a big company.Posted on Google![]()
Rachel Baxter9 October 2023
First time working working with Randy at Central Valley One and it was nothing short of amazing! They did everything they promised and I would definitely use them again. I highly recommend this company.Posted on Google![]()
Alvin Livingston6 October 2023
Randy is extremely knowledgeable in the industry. Excellent communication and a smooth transaction. As a real Estate Broker, I plan to work with Randy in the future.Posted on Google![]()
Gigi Mahoney5 October 2023
We have worked with Randy for several years and with each transaction Randy has been very professional, diligent, responsive and always on top of things. In a complicated, fast paced business, it is so refreshing to work with someone of his caliber. On top of this, Randy is always sharing insights and industry related tidbits and on occasion, a funny story to keep things light. A true pleasure to work with Randy!Posted on Google![]()
Maria Otero14 August 2023
It has been such a great pleasure to work with Randy, he was always very helpful, personable and most of all professional. I’ll be looking forward to working with him again in the near future.Posted on Google![]()
Sarah Williams3 August 2023
Randy is great he listen and helps you do what’s best for you. Great company.Posted on Google![]()
Walt Dix11 July 2023
Good communication and transaction. Best of 4 bids on note purchase. Can honestly recommend.Posted on Google![]()
michael sansoucie14 June 2023
Everything went smoothly and well, it was a good offer that we didn’t even bother to haggle with, Randy made me feel confident in the process. If I ever need to sell a note again, I will definitely call againPosted on Google![]()
Deborah Robinet3 June 2023
Randy serviced our loan for 5 years and was always willing to work with us. We highly recommend this company.Posted on Google![]()
Russell24 April 2023
An excellent customer service organization. Will answer any questions and moves the process along quickly and efficiently.Posted on Google![]()
Amanda Fietz20 April 2023
Randy was great to work with! He was very professional and really helped us a lot through the whole process. We had a lot of changes and had to wait on the right timing, but he was always ready when we were. The whole process with title and funding was super efficient as well!Posted on Google![]()
Cory James25 March 2023
What an amazing company to work with. I personally worked with Randy Lapeyri, and there was no BS like I had to deal with in other companies. He shot it to me straight, closed way quicker then he figured we would, and talking with him felt more like talking to a brother than a financier. Central Valley One did a great job in putting this guy on the team. Thank you all very much.Posted on Google![]()
Jake Cutter25 March 2023
I can see why their rating is so high. It has been an absolute pleasure dealing with this company. I will refer them to everyone...Posted on Google![]()
Karen Townsend10 March 2023
Great company! Randy was amazing, he definitely goes above and beyond. I will be using Central Valley One again!!Posted on Google![]()
Jessica Archer2 March 2023
Randy is very professional, informative and thorough. He's very easy to talk to (and listen to 🙂) and is totally transparent with the terms he presents and willing to answer any questions. I spoke to several other similar companies before I contacted Central Valley and never called any of them back after speaking with them. HIGHLY RECOMMEND!!!Posted on Google![]()
Bobby Dixon1 March 2023
Super knowledgeable and super easy to deal with helped every step along the way. Made the process very easy to understand and quick to close.Posted on Google![]()
Mario Hale21 February 2023
Working with Randy was an extremely pleasant experience. He was very helpful and always kept us informed. He gave us many options and helped us with making decisions on what would work best for us. Randy always made us feel like friends or family We would recommend Randy and Central Valley to anyone we knowPosted on Google![]()
KEN RYAN4 January 2023
Transaction was very smooth. Great communication. Quick Close.Posted on Google![]()
Randy Baker1 December 2022
When I received notice from Randy L. and the company about purchasing my note I carried for selling my land I was surprised. This was new for me and Randy L answered all questions I had. After first contact was made I had many at length (long) conversations with him. Whenever I called the office, if he was not in, it was never more than one (1) business day before he called me back to answer my questions (and I had many questions). This first experience for me was very informing and I must say our conversations were always pleasant and very personable. Randy L is a most customer oriented individual and he answered 100% of the questioned I had in our conversations. As a retired military officer I definitely give Randy L a 'GO' at this station. As our business is now complete, I gladly give to Randy L a most positive FIVE '5' rating. When and if another opportunity comes in my future of land note holding, Randy L will be my only contact to do business with. As I became aware of his age, I hope and believe he has many years ahead of him to help people the way he helped me. THANK YOU RANDY L.Posted on Google![]()
Ron High1 December 2022
I had a huge problem to solve and needed to enlist the assistance of an Investment Firm to help me. Central Valley One and especially Randy Lapeyri has been an invaluable source to buy my long-term Escrow Account. Randy is very knowledgeable in his job. He went totally out of his way to help remove a roadblock in the purchase of my long-term Escrow Account. He is amusing and very personable. Explanations concerning the process from him was very reassuring and that made a gigantic difference to me following how the process performs.+2Posted on Google![]()
Darren Burns24 November 2022
I’ve completed 2 deals with Randy at Central Valley One and I am extremely happy with everything from start to finish. It’s nice to know that everything they tell me is exactly how it happens. No BS, no smoke and mirrors. Just honesty and integrityPosted on Google![]()
JoAnn Hackney28 October 2022
Working with Randy was wonderful. He is a real up and up person. From the beginning he earned our trust, informing us about the pros and cons, which weren't many cons, but made us feel we could trust him. He walked us step by step through the process of selling our loan, did all the paperwork and all we had to do is sign. We would highly recommend Central Valley One to everyone.Posted on Google![]()
Glenn Renfree15 October 2022
Randy with Central Valley one is the Man that will always work with you hell or high water.If there’s anything you want to do with Mortgages Randy is the only one that will always answer the phone day or night Honest and very thorough has found things working with me I don’t know existed with my title if there’s a problem he can get it fixed.Call Randy and get it done today.Glenn D.Renfree Redding Ca.Posted on Google![]()
Jose Nanez9 October 2022
Excellent service, Randy was really attentive through out our whole experience and was always easy to get a hold of.Posted on Google![]()
Lucas Boerma21 September 2022
Randy with Central Valley one is a one of the most professional and knowledgeable Note Buyers in the business. He will take the time to make sure you both understand and are comfortable with the transaction. Central Valley is a pleasure to work with!Posted on Google![]()
debbie auzas17 September 2022
Randy is professional, responsive, and easy to work with! The mortgage note selling process was smooth and transparent. I will go to Randy for all my mortgage purchase needs!Posted on Google![]()
Mike Barnes16 September 2022
Great company to work with! Their team is upfront, honest and takes the time to understand the seller's situation. They treat you as you are the most important client, and process your note claims immediately. If your want things done right, soon and correctly., this is the company for you!Posted on Google![]()
Landon Hilliard10 September 2022
Staff are friendly and informative. Also, I appreciate the common sense approach and personal attention of the owner of the company himself.Posted on Google![]()
Smokey Denna27 July 2022
We inherited some property with a 3 bedroom , 2 bathroom Modular when our parents passed away. We put it up for sale and would carry the loan. We immediately started getting mail from investors wanting to buy our deed. We just threw them in the trash. But when we found a nice piece of property we wanted to buy , we kept a few of them. We made our first call and were treated rudely and that made us very nervous about how sure were we about doing this. But we gave it another go and a man named Randy answered. He was pleasant and answered all of our un-knowledgeable questions. He was so helpful and very patient answering our thousand and one silly questions over and over. He always answered our calls no matter how frequently we called. And believe us , it was a lot. We were beginning to feel so sorry for him getting stuck with us. Although he NEVER made us feel that way at all. If anyone wants to be treated like you know what you’re doing ( even though you don’t) do ask for Randy LaPeyri. He’s wonderful ! Smokey and Karen DennaPosted on Google![]()
Alfredo Sanchez25 July 2022
This was my first time with selling a property note. Randy LaPreyi was super informative and transparent. He made it easy to understand the process . Very friendly and easy to talk to. He made the whole process fast and easy to do, plus very competitive price wise. Thanks Randy!!Posted on Google![]()
Sandi Sagerian11 July 2022
This company is great to work with. Randy stayed. On top of things and purchase 48 months of our note we are holding. The extra funds came in handy at the time and turning the note back to us is going smoothly. Excellent and trustworthy. Great to do business with. Thank you Randy.Posted on Google![]()
Chris Sheriff23 June 2022
I wanted to share my recent experience with Central Valley One. I contacted Randy Lapeyri to discuss selling my mortgage loan. He was extremely responsive and walked me through the process. This company was straight forward and great to work with. Randy went above and beyond to facilitate this process and it worked out great. They made a more than fair offer and it was fast and easy. I would recommend Central Valley One to anyone and look forward to working with them again.Posted on Google![]()
Suzie Hitch16 June 2022
I am so thankful for finding Randy A. Lapeyri. He himself answered the phone the first time I called him. He bought the note on the house that I was carrying. Everything went very smooth and he always kept me informed every step of the way. The money was deposited into my account within weeks of my first phone call to Him. If you’re wanting to sell your note, I highly recommend you go through him.😊Posted on Google![]()
Robin Dean19 May 2022
Hi, To who it may concern, I did a transaction with Randy Lapeyri of Central Valley One, Very smooth transaction it would be great if all things in life went so nice, Great communication, always returns call, Always has a story to tell, I would refer my family and friends, Robin Dean Sandy Oregon+0Posted on Google![]()
Peggy Hess4 March 2022
Central Valley One has been awesome to work with. I sold Randy months of my contract when we were in need and he was so easy to work with. Then when my buyer paid off the contract he was quick to get it all settled.Posted on Google![]()
mike jones4 March 2022
Randy was informative, helpful, and a pleasure to deal with. He gave us updates when minor issues arose without being a nuisance.Posted on Google![]()
Travis St John4 March 2022
Randy was clear and specific in his offer. The transaction went smoothly as expected and NO surprises. If I need to sell another note He will be my first call.Posted on Google![]()
Anita Peña15 October 2021
This was my first time selling a note and I think it went very well. We had great communication every step of the way, I learned at great deal. Thank you all at Central Valley One!Posted on Google![]()
Menfi Guerrero31 August 2021
Randy was amazing to work with, he purchased my first note and then helped me with my second. His communication skills and knowledge made this process very easy! He explained everything. Highly recommend his companyPosted on Google![]()
Felicia Borges30 August 2021
Randy, was very honest, professional, and got me the highest value for my note and was very thorough and prompt. I researched multiple companies and he by far was the best and honest company, I highly recommend him and his company!!!Posted on Google![]()
Ravi Todi27 August 2021
Very professional. Everything was done ahead of schedule. Extremely easy process. They took care of everything.Posted on Google![]()
Raz26 August 2021
I have personally worked with Randy at Central Valley One purchasing notes. He is very professional, has great communication, fast turn-around times and is very knowledgeable, all contributing to over a decade of continued business, I definitely recommend!+0Posted on Google![]()
Jacobsen Family6 August 2021
I called after receiving a letter explaining that I could sell all or part of my note. I was hesitant but I needed liquidity. So after corresponding back and forth and talking on the phone I felt very comfortable about moving forward. I was informed of all the necessary steps, and dates and got all the help I needed to create a package that I liked and once I signed the contract all of the money showed up on time. I did not have to chase anything down it all came to me. If you want a friendly and professional experience that gives the advertised results this is the place.Posted on Google![]()
Garnavieve Beeson4 August 2021
I have carried three notes on houses that I have sold. The first two were paid off per the contacts. I contacted Randy regarding selling the remaining note that I had carried for 3 years. Randy full explained the process and provided my options along with a very fair offer. There was no "hard sell" and he responded to a variety of questions. Once I analyzed the return I would receive and the downside to continuing carrying the note I made my financial decision. If you are even thinking of selling a note give Randy a call.Posted on Google![]()
Dennis Watkins20 July 2021
Received my money without a Hitch. Always responded to my email or messages. Definitely use them if you get a chance.Posted on Google![]()
Mario Santellan12 July 2021
This was my first experience with note sales. Randy was very informative and explained all the options available to me, including partial note sales. It was helpful to have someone with his knowledge and patience walk me through the process. I would not hesitate to do business with Central Valley One if the occasion or opportunity comes up.Posted on Google![]()
Al Wahls10 July 2021
Randy at Central Valley had great communication throughout the process of purchasing my note. Answered all my questions and even went above and beyond when a couple things popped up that needed to be straightened out before the closing on the note. Highly recommend his company to handle your needs in a professional manor.Posted on Google![]()
Jay Dancer10 July 2021
Randy and his team were absolutely amazing to work with and made this process painless! Not only were they personable and professional they were extremely efficient doing there jobs! I will use them again!Posted on Google![]()
G W9 July 2021
Through working with Randy his attention to detail and consistent communication are outstanding and enabled a smooth transfer and completion from the first contact to the recording. Again thanks Randy!Posted on Google![]()
B holliday9 July 2021
I sold my note to Randy at Central Valley One. Awesome guy, very professional and efficient through out the process.Posted on Google![]()
Gran Minnix9 July 2021
Have sold a couple notes to Randy at CVO. Randy is very prompt at returning phone calls snd doing all the paperwork. Very pleasant experience.Posted on Google![]()
Paul Nugent5 July 2021
I recently sold my note to Randy at Central Valley One and I found the experience to be wholly positive, pleasant and professional. Randy is a great communicator, generous with his time and expertise and creates a reassuring atmosphere that reflects the fact that you are in good hands if you are doing business with this company. It's great to see American businesses out there doing a great job for their customers and clients. Next time I have a note to sell, Randy will be the first phone call I will make.
Referrals
Over the years, as a leading nationwide Note and Mortgage buyer, we’ve built a strong reputation by working with note holders across the country. We’re happy to provide real-world references from past clients and professional partners upon request.
- Google Reviews
- Better Business Bureau reviews
- Escrow officers from title companies
- Prior clients, note sellers, borrowers/payers from prior accounts purchased
- Servicing agents who handle our accounts
- Mortgage/Trust Deed public record assignments from prior closings
- Corporate info
We buy Mortgages secured by the following:
- Residential Property.
- Manufactured/Mobile Home land combination.
- Bare and improved land of all sizes.
- Commercial properties.
